Online payday cash advances like the ones offered by Payday Angel are great and efficient in getting you money when you need it the most. However, do you know who you are really dealing with? Are you sure that the person who claims to provide you with ‘instant approval’ is actually the lender that is going to loan you the money? 9 times out of 10 it’s not. Instead you are dealing with a middle man who takes your application information and forwards it on to a bunch of lenders that they work with. Quite often these lenders are not even located in the United States and when you are dealing with an offshore company, your rights under the federal law are nullified.
Before you accept any cash advance or electronically sign any papers make sure you contact the actual lender and are positive they are the ones issuing you your advance. They will have licenses in place and are required to abide by the law of the state you live in when it comes to advances. They will practice good business that is also ethical. All of the legitimate lenders will be licensed, regulated and professional. If you are unsure of their business practices, ask to see their licensing information. If they make a fuss about providing it, refuse the advance they are offering you and look for someone else.